Nevada’s Home Is Possible program (often called HIP) is run through the Nevada Housing Division and marketed at HomeIsPossibleNV.org. It is designed to put more buyers into primary residences with a fixed-rate loan plus assistance funds.
Published program brochures have listed income and purchase-price ceilings (for example, income and home-price caps in prior NHD materials). Treat any number you see online as provisional — your lender must confirm current 2026 guidelines before you write an offer.
How HIP typically works
Buyers apply through a HIP-approved lender. If you qualify, the first mortgage is a 30-year fixed loan; assistance may apply toward down payment and/or closing costs depending on the product selected that year.
- Primary residence requirement
- Income and purchase-price limits set by NHD (verify current)
- Use an approved lender listed at HomeIsPossibleNV.org
- Home inspection and standard underwriting still apply
Las Vegas Valley shopping tips on HIP
Price bands matter. Many HIP buyers focus on North Las Vegas, select Henderson corridors, and entry-level resale or new-construction inventory that clears the program’s maximum purchase price. Dr. Jan filters MLS results to homes that fit both your budget and financing path.
Next steps with Dr. Jan Duffy
Call or text (702) 500-1955 for a same-day plan: lender introduction, pre-approval target, and a zip-code shortlist that matches HIP constraints. Berkshire Hathaway HomeServices Nevada Properties provides full buyer representation at no additional HIP fee from the agent side.
Frequently asked questions
What is Nevada’s Home Is Possible program?
Home Is Possible (HIP) is a Nevada Housing Division homebuyer program that pairs a fixed-rate 30-year mortgage with down payment or closing-cost assistance for qualifying buyers. Details and approved lenders are published at HomeIsPossibleNV.org.
Who should consider HIP in Las Vegas?
First-time and repeat buyers who meet current income and purchase-price guidelines, and who will occupy the home as a primary residence. Always confirm the latest limits with an approved HIP lender — published caps change.
Can Dr. Jan Duffy help with a HIP purchase?
Yes. Dr. Jan Duffy coordinates with HIP-approved lenders, finds homes that fit program price bands, and manages timelines so financing contingencies stay on track. Call (702) 500-1955.